Accelerate digital closings with Proof
With $347B worth of real estate closings secured by Proof, we are transforming how consumers buy, sell, or borrow money for their home.
One platform for all of your real estate transactions
Execute eClosings faster with online notarization
With Proof’s online notarization capability, you can offer a full eClosing to your home buyers and sellers. Title agents eliminate up to 157 minutes per closing and lenders eliminate up to 7 days from the funding cycle time. The Proof platform allows you to digitize full eClosings, HELOCs and loan modifications with online notarization.
Collect signatures with hybrid eClosings and eSign
Streamline your customer experience with eSign. With Hybrid eClosings, real estate companies reduce in-person meeting time by 99 minutes and reduce error rates by up to 31%. You can also eSign other trailing documents like customer disclosures and funds disbursement instructions.
Protect against fraud with Proof
Proof transactions work similarly to eSign, but includes a robust identity verification process to make sure a seller is who they say they are. It’s a perfect fit for early in the settlement process when you might be suspicious of fraud. With Proof transactions, a signer can only access a document if their biometric selfie can be positively matched to the government-issued ID.
Digital transactions pioneers
We pioneered new ways to transact digitally. The first online notarization and the first home to close 100% virtually (not in person) was on our platform.
We wrote the rules
Proof raises the bar with responsive compliance rules programmed by the people who wrote the rule book. Automated workflows flex to address potential risks and provide documentation that stands up to legal, regulatory and corporate scrutiny.
Enterprise grade reliability
The largest enterprises insuring your home, managing your retirement, and caring for your financial well being run on Proof. We have the security, accessibility, and reliability industries demand to secure their business with Proof.
Digitize your California closings with Proof
California Senate Bill 696 unlocks remote online notarization for real estate closings in 2024
Average cost savings per home loan with a full eClosing
Reduction in closing package error rates
Average time saved for a title agent per closing
Notarizations completed online
On the Proof platform
Platform to facilitate an online mortgage and real estate closing
More than a signature, it’s Proof
The Proof Engine® knows 4.5M closing eligibility rules
You deserve a platform that tells you the best way to eClose. The Proof platform references the closing type, property address, recording county, online notarization laws, the title partner’s operating states, and underwriters to determine the closing options available for your signer. It also accounts for nuances like “papering out” laws. Proof helps the real estate industry take the guesswork out of digitizing the closing experience.
Integrations that fit into your existing workflows
Proof integrates with all the critical real estate platforms from loan origination system, title production software and eVaults. Our platform works with the system you already use. The platform also allows both title agencies and lenders to collaborate on the same transaction. In the real estate space, we’ve integrated with EllieMae, Docutech, Resware, Softpro, SimpleNexus, Dotloop, eOriginal, DocMagic, and others.
One platform for every closing type
The Proof platform supports both full eClosings and hybrid closings. Title agencies and lenders can complete closings for cash buyers, seller-side transactions, mortgage, refinances, HELOCs and loan modifications with online notarization. It gives mortgage lenders a competitive edge by providing greater efficiencies across the lending lifecycle and improving settlement agent collaboration. Proof gives title agencies immediate business continuity gains in time and cost savings.
Built-in fraud protection
You know the red flags of suspected fraud. Non-owner occupied property? Unencumbered property? Your realtor has never really “met” the seller? That’s the perfect time to use Proof. The Proof platform verifies your signer’s identity using a combination of: SMS authentication, credential analysis, knowledge-based authentication, biometric comparison and third-party database checks.
Title agency and lender use cases
A ubiquitous platform for all of your identity verification and transaction needs
Online notarization
- Seller-side eClosings
- Cash eClosings
- Lender-initiated eClosings
- HELOCs
- Loan modifications
- Power of attorney
- Various affidavits
eSign
- Customer disclosures
- Procedural documents
- Statement of information
- Insurance information request
- Borrower information request
- Proceeds/funds disbursement instructions
- Escrow general provisions
- Add payoff authorization form
- Borrower authorizations
Proof of identity
- Seller identity verification
- Identity verification for ad hoc document recording requests
- Confirmation of ACH wire instructions
Learn more about Proof for real estate
Educating people on the topic of identity verification and online notarization is at the top of our list. Read up on the most common questions, business case studies, product releases and notary legislation for the real estate industry.
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